Financial Advice Financial Planning

With access to Online Platforms and fund research, do I need a Financial Adviser?

It is easy to think investing is just a matter of picking the best funds to grow your money...


With access to Online Platforms and fund research, do I need a Financial Adviser?

It is easy to think investing is just a matter of picking the best funds to grow your money...

Financial Planning Financial Advice

Why is an LPA important when in drawdown?

Why is a financial Power of Attorney particularly important when in income drawdown? I have previously written about why...


Why is an LPA important when in drawdown?

Why is a financial Power of Attorney particularly important when in income drawdown? I have previously written about why...

Financial Advice

What Do I Do When My Financial Adviser Can’t Cope

What Do I Do When My Financial Adviser Can’t Cope The financial press have seen what appears to be...


What Do I Do When My Financial Adviser Can’t Cope

What Do I Do When My Financial Adviser Can’t Cope The financial press have seen what appears to be...

Financial Advice

Top tips to help you get the most from your financial adviser

Top tips to help you get the most from your financial adviser You have made the decision to engage...


Top tips to help you get the most from your financial adviser

Top tips to help you get the most from your financial adviser You have made the decision to engage...

Financial Advice

Pension Death Benefits for Vulnerable Beneficiaries

Pension Death Benefits for Vulnerable Beneficiaries The pension freedoms that were introduced in April 2015 improved the death benefits...


Pension Death Benefits for Vulnerable Beneficiaries

Pension Death Benefits for Vulnerable Beneficiaries The pension freedoms that were introduced in April 2015 improved the death benefits...

Financial Advice

An increase to self-employed national insurance? Be careful what you wish for!

The Chancellor’s budget makes provision for a £360m cost for the abolition of Class 2 National Insurance Contributions (NICs)...


An increase to self-employed national insurance? Be careful what you wish for!

The Chancellor’s budget makes provision for a £360m cost for the abolition of Class 2 National Insurance Contributions (NICs)...

Financial Advice

Deferred payment agreements introduced by The Care Act 2014

Since April 2015, deferred payment agreements have been available from all councils across England that enables people to use...


Deferred payment agreements introduced by The Care Act 2014

Since April 2015, deferred payment agreements have been available from all councils across England that enables people to use...

Financial Advice

2016.04: April Economic Review

UK Highlights GDP growth 0.60% Quarter on Quarter growth 2015 Q4 CPI inflation has been recorded at 0.30% in...


2016.04: April Economic Review

UK Highlights GDP growth 0.60% Quarter on Quarter growth 2015 Q4 CPI inflation has been recorded at 0.30% in...

Financial Advice

What’s better, a workplace pension or a Lifetime ISA?

For most people, a workplace pension where an employer offers a matching contribution is likely to be better. There...


What’s better, a workplace pension or a Lifetime ISA?

For most people, a workplace pension where an employer offers a matching contribution is likely to be better. There...

Financial Advice

2016-17 Allowances at a glance

  Income Tax Allowances Personal allowance   £11,000 Dividend allowance   £5,000 Savings rate band   £5,000 Personal savings allowance   £1,000 (£500...


2016-17 Allowances at a glance

  Income Tax Allowances Personal allowance   £11,000 Dividend allowance   £5,000 Savings rate band   £5,000 Personal savings allowance   £1,000 (£500...

Financial Advice

The pensions lifetime allowance should be a target, not a limit

The Lifetime Allowance (LTA) is the most tax efficient sum that can be accrued in a pension pot without...


The pensions lifetime allowance should be a target, not a limit

The Lifetime Allowance (LTA) is the most tax efficient sum that can be accrued in a pension pot without...