Pensions – something to get excited about

One of the cornerstones of conventional financial planning is making use of pension allowances. For most people an annual allowance of up to £40,000 is available in a tax year (April to April). For those with adequate earnings and sufficient means it is possible to squeeze a total of £160,000 into a pension during this […]

Social Reform – A Bold Step?

The Government is trying to grasp the nettle of both backlogs in the NHS, partially as a result of the Covid 19 pandemic and the great costs of paying for later life care. Boris Johnson’s Government yesterday evening successfully received the backing of sufficient MPs to push ahead with the proposals. So, what has been […]

Wingate Financial Planning shortlisted for Retirement and ESG Awards

Wingate Financial Planning, one of the South East’s leading firms of Chartered Financial Planners is very pleased to announce that we have been shortlisted under the “Best ESG Advice Firm” category. This is in addition to “Best Retirement Advisers”, an award we have picked up in previous years. Over the years we have recognised a […]

Building blocks for getting your affairs in order

As a part of our advice process, we always ask clients whether they have taken the time to review or put in place a Will. In our opinion it is important to make a Will regardless of how many possessions or how much money you have built up. The following scenarios may resonate and call […]

FCA raises the bar (Responsible – Sustainable Investing)

The Financial Conduct Authority (FCA) has stated that Environmental Social and Governance (ESG) and Sustainable investments are currently the fastest growing segment of the European funds market.  Coupled with this fact, is a growing concern around the number of investment managers promoting these funds with little evidence to substantiate that the investment does what it […]

Remember your inherited allowance!

Being able to inherit an additional one-off ISA allowance based on the value of your spouse or civil partner’s ISAs has been possible since 6th April 2015. This is known as the Additional Permitted Subscription (APS). The APS is available whether or not you are inheriting the funds held within the ISAs – although, in […]

Hand in hand

One of the rather unfortunate things in life is that each day we get older. So, whilst of course there are many benefits to this such as reduced working hours, extra leisure time and possibly grandchildren, there are also some less positive aspects to consider. Health is a good example where the ageing process tends […]

The care fee planning market becomes more competitive

Despite positive government noises following the General Election in December 2019 that there was a plan to tackle social care, the realisation that there is no quick fix means that yet again those with even a modicum of savings (£23,250) will be responsible for paying thousands of pounds in care fees. One of the options […]

Share the love!

Sharing the Marriage Allowance is a bit of an old chestnut but often comes up in conversation during client meetings. It can produce a rather nice bonus if a successful claim is made. Equally, in the current COVID 19 endemic where jobs have been lost or working hours reduced, many more of our clients or […]