2015.04: April Economic Review
Highlights UK recovery remains strong Consumer spending helps to drive economic growth Business investment falls amid falling oil prices Bank of England predicts 2015 will deliver fastest rate of growth in nine years UK employment at all time high UK inflation at all time low, driven by falling fuel and food prices UK Economic Review […]
2015.03: March Economic Review
Highlights UK recovery remains strong, despite recent easing in growth, driven by increases in exports and consumer spending More needs to be done to promote business investment Bank of England expects UK economy to grow faster during 2015 UK unemployment expected to fall UK Inflation falls to all time low, and average earnings rise UK […]
2015.02: February Economic Review
Highlights: UK economic growth reaches seven-year high, despite slowing in Q4 Services remain the key driver of growth as construction and industrial output weakens UK inflation drops to joint record low, reinforcing the case against an early interest rate rise Prospect of increased interest rates in US Weakness in commodities could prove challenging for emerging […]
Independent Contractors: The Bottom Line
Some of the key points to take away are: Investing is a complex area and getting things wrong can be costly, so it is sensible to take advice from a professional. An Independent Financial Adviser (IFA) will not be tied to specific providers and so you need not worry that they are trying to promote […]
Independent Contractors: Case Studies
Chris Chris is a project manager who specialises in Technology. His last salaried role was three years ago and since then he has been operating on a consultancy basis through his own limited company. He is currently on a twelve month contract at an Asset Management firm and charges £700 per day. He is married […]
Independent Contractors: How We Work
Holistic financial planning The first thing we do is look at the bigger picture. We will consider all aspects of your life, not just your finances, so that we have a deep understanding of where you are, how you got there, and what it is that you want to achieve. Once we understand your goals […]
Independent Contractors: Some Things To Think About
Risk Risk, in the context of investments, often refers to the degree to which short term investment returns will deviate from the longer-term average, and is commonly measured in terms of volatility. It is important to understand the level of risk you are comfortable with. If you take a small amount of risk the expected […]
Independent Contractors: You Have Options
Accumulate cash or invest your wealth? One option that many Contractors take (possibly due to inertia) is to simply allow funds to accumulate in the business. This is low risk (the Financial Services Compensation Scheme guarantees cash deposits up to £85,000 per banking institution so long as you qualify as a ‘small business’) but, consequently […]
Advice for Independent Contractors
We are used to dealing with Contractors at Wingate Many of my clients are City professionals specialising in Technology, Finance or Project Management. Typically they work for large Investment Banks on a short-term contract basis, due to the nature of their work, and the flexibility this provides senior management. In most cases they will have […]
