Wingate: ten successes in ten years
In the ten years since we were established we consider these our ten greatest achievements: Introduced a market-leading client liaison and management system In 2017 we have spent a significant resource on improving our communication and other online functionality we can offer our clients. Exceeded professional standards Wingate Financial Planning was one of the first […]
Should I give up my bonus this year?
If you receive a bonus payment as part of your income then, according to the Office of National Statistics, this made up 6.2% of your total annual pay in 2016/17, on average. As well as this: “In the single month of March 2017, bonuses as a percentage of total pay reached 15.9%, the third highest […]
Mind the gap!
Are your finances arranged in such a way that £1,000 per week for the cost of funding nursing home fees is affordable? Serious conditions, which include dementia, can result in even higher costs. The Alzheimer’s Society estimates that one in fourteen people over the age of 65 years are currently living with dementia. Whilst planning […]
Wingate shortlisted for the Retirement Adviser of the Year at the Investment Life & Pensions Moneyfacts Awards 2018
We are delighted to be short-listed for the Retirement Adviser of the Year at the Investment Life & Pensions Moneyfacts Awards 2018. Having already submitted an in depth questionnaire providing details of our organisation, our expertise and how we deliver our services. The second stage requires us to support our nomination with client testimonials and evidence of our ability to deliver […]
Wingate Financial Planning “Highly Commended” twice at Money Marketing Awards 2018
Last night Wingate Financial Planning were Highly Commended at the Money Market Awards 2018. One of Surrey’s leading firms of Chartered Financial Planners, and already a multi-award winning firm of IFAs, we were originally long-listed from a written submission, and then were interviewed by a panel of industry experts. The two categories we were highly […]
Passing on Wealth in an “Unfit” Inheritance Tax System
You may be aware that there is currently a Government consultation on inheritance tax simplification, that is seeking the views of the public on how best to reform the inheritance tax system. You may well have seen a plethora of articles in the national press and on television news in recent weeks with headlines like […]
What happens to my pension when I reach age 75?
Historically age 75 was an important milestone but this has now largely passed. It used to be a pension holder was required to purchase an annuity at this age, though is no longer the case. At the time of writing there is no requirement to every buy an annuity, and whilst “no-one never needs to […]
Why wait until the end of the tax year? Avoid the last minute panic!
The end of another tax year has just passed and with this came the usual last minute pension and ISA contributions. There are reasons as to why these contributions are left so late, these include individuals not knowing their earnings for pension contributions (if you have income over £110,000 this may impact on the amount […]
Questions to ask a Financial Adviser, Financial Planner or Wealth Manager (2018)
This is the 2018 version of a resource that used to be downloadable from the website. A typeset version will follow. What level of qualifications do you hold? Chartered Financial Planner is considered to be the gold standard for financial advice, there is a tool to find them on the CII website here. It is […]
“Income only” misses the point when it comes to generating income
What is the best way to invest your funds, when you are targeting “income”? Conventionally many investors would pick assets that provide a good income (yield) but it could be equally valid to pick assets that increase in value (growth) and take some of the profits as you go. With new pension freedoms, the way […]
