Deferred payment agreements introduced by The Care Act 2014

Since April 2015, deferred payment agreements have been available from all councils across England that enables people to use the value of their homes to help pay care home costs. Subject to eligibility, the local council will help to pay your care home bills on your behalf. This option allows the delay of repaying the […]

2016.04: April Economic Review

UK Highlights GDP growth 0.60% Quarter on Quarter growth 2015 Q4 CPI inflation has been recorded at 0.30% in February 2016 For November 2015 to January 2016, 74.1% of people aged from 16 to 64 were in work, the highest employment rate since comparable records began in 1971. The unemployment rate for November 2015 to […]

2016.05: May Economic Review

2016 May Economic Review UK Highlights • GDP growth 0.40% Quarter on Quarter growth 2016 Q1 • CPI inflation has been recorded at 0.50% in March 2016 • For December 2015 to February 2016, 74.1% of people aged from 16 to 64 were in work, the highest employment rate since comparable records began in 1971. […]

Deferred payment agreements introduced by The Care Act 2014  

Since April 2015, deferred payment agreements have been available from all councils across England that enables people to use the value of their homes to help pay care home costs. Subject to eligibility, the local council will help to pay your care home bills on your behalf. This option allows the delay of repaying the […]

2016.03: March Economic Review

Highlights UK growth down from 2014 levels UK unemployment low, employment high Inflation likely to remain at near-zero levels for the next few months Risks of “Brexit”, and other geo-political risk mean increased volatility over 2016 UK Economic Review GDP growth in the final quarter of 2015 was confirmed by the ONS to be 0.5%. GDP grew […]

2016.02: February Economic Review

UK Highlights GDP growth 0.50% Quarter 4 (Oct to Dec) 2015 CPI inflation has been recorded at 0.30% in January 2016 For October to December 2015, 74.1% of people aged from 16 to 64 were in work, the highest employment rate since comparable records began in 1971. The unemployment rate for October to December 2015 […]

2016.01: January Economic Review

UK Highlights GDP growth 0.40% Quarter 3 (July to Sept) 2015 CPI inflation has been recorded at 0.20% in December 2015 For September to November 2015, 74.0% of people aged from 16 to 64 were in work, the highest employment rate since comparable records began in 1971. The unemployment rate for September to November 2015 […]

Our Investment Process

Introduction This document is a reference point for understanding how we provide investment advice to our clients. It is used and understood by everyone within our business, not just those responsible for the provision of advice, as it summarises not only our processes but our core beliefs and philosophies. Each client is different, so we […]

2015.12: December Economic Review

Main points GDP growth has been slightly slower during 2015 than in 2014, and this pattern continued with quarter-on-quarter growth of 0.5% in the third quarter of this year. Annual CPI inflation has been flat at close to zero for most of 2015. This is a step down from the average rate of inflation during […]

Pension freedoms increase the need for lasting powers of attorney

A Lasting Power of Attorney (LPA) is a legal document that allows an individual (known as a donor) to appoint one or more people (none as Attorneys) to help them make decisions on their behalf. There are two types of LPA: Health and Welfare Property and Financial Affairs Changes to pensions introduces in April 2015 […]