Financial Planning

Individual Protection 2014 – deadline approaching

The change to the pension Lifetime Allowance (LTA) from £1.25m to £1m has been widely reported, as has the...


Individual Protection 2014 – deadline approaching

The change to the pension Lifetime Allowance (LTA) from £1.25m to £1m has been widely reported, as has the...

Financial Advice

Deferred payment agreements introduced by The Care Act 2014

Since April 2015, deferred payment agreements have been available from all councils across England that enables people to use...


Deferred payment agreements introduced by The Care Act 2014

Since April 2015, deferred payment agreements have been available from all councils across England that enables people to use...

Financial Advice

What’s better, a workplace pension or a Lifetime ISA?

For most people, a workplace pension where an employer offers a matching contribution is likely to be better. There...


What’s better, a workplace pension or a Lifetime ISA?

For most people, a workplace pension where an employer offers a matching contribution is likely to be better. There...

Financial Advice

2016-17 Allowances at a glance

  Income Tax Allowances Personal allowance   £11,000 Dividend allowance   £5,000 Savings rate band   £5,000 Personal savings allowance   £1,000 (£500...


2016-17 Allowances at a glance

  Income Tax Allowances Personal allowance   £11,000 Dividend allowance   £5,000 Savings rate band   £5,000 Personal savings allowance   £1,000 (£500...

Financial Planning

Hello Lifetime ISA, Goodbye Pensions…

The Lifetime ISA which was introduced in the Budget on March 16th 2016 is so niche as to be...


Hello Lifetime ISA, Goodbye Pensions…

The Lifetime ISA which was introduced in the Budget on March 16th 2016 is so niche as to be...

Financial Planning

Making retirement more comfortable

Active members of defined benefit or final salary schemes are sadly a dying breed but for those fortunate enough...


Making retirement more comfortable

Active members of defined benefit or final salary schemes are sadly a dying breed but for those fortunate enough...

Financial Planning

The benefits of an holistic view of investment advice

Being a Financial Planner starts with building a long term financial plan to assist with the attainment of an...


The benefits of an holistic view of investment advice

Being a Financial Planner starts with building a long term financial plan to assist with the attainment of an...

Financial Advice

The pensions lifetime allowance should be a target, not a limit

The Lifetime Allowance (LTA) is the most tax efficient sum that can be accrued in a pension pot without...


The pensions lifetime allowance should be a target, not a limit

The Lifetime Allowance (LTA) is the most tax efficient sum that can be accrued in a pension pot without...