Financial Planning

What is the alternative to a cliff edge retirement?

Since pension freedoms were introduced in 2015, the reduction in defined benefit pension scheme memberships and the overall change...


What is the alternative to a cliff edge retirement?

Since pension freedoms were introduced in 2015, the reduction in defined benefit pension scheme memberships and the overall change...

Financial Planning

Should I own my employer’s shares?

As detailed in my previous blog, there are many sensible reasons as to why an individual may accumulate shares...


Should I own my employer’s shares?

As detailed in my previous blog, there are many sensible reasons as to why an individual may accumulate shares...

Financial Planning

Remember your inherited allowance!

Being able to inherit an additional one-off ISA allowance based on the value of your spouse or civil partner’s...


Remember your inherited allowance!

Being able to inherit an additional one-off ISA allowance based on the value of your spouse or civil partner’s...

Financial Planning

What does your financial roadmap look like?

We are all on one long journey, with multiple destinations along the way.  A robust financial plan can help...


What does your financial roadmap look like?

We are all on one long journey, with multiple destinations along the way.  A robust financial plan can help...

Financial Planning

Hand in hand

One of the rather unfortunate things in life is that each day we get older. So, whilst of course...


Hand in hand

One of the rather unfortunate things in life is that each day we get older. So, whilst of course...

Financial Planning

Budget – Financial Planning Thoughts

Rishi Sunak’s budget was billed as a budget to protect businesses through the pandemic, fix public finances and rebuild...


Budget – Financial Planning Thoughts

Rishi Sunak’s budget was billed as a budget to protect businesses through the pandemic, fix public finances and rebuild...

Financial Planning

How do the changes to minimum pension “retirement age” impact me?

The age that most people can access their pension benefits is currently 55 and the government has recently announced...


How do the changes to minimum pension “retirement age” impact me?

The age that most people can access their pension benefits is currently 55 and the government has recently announced...

Financial Planning

Do I have enough to retire now?

The beauty of retirement planning is that there is no one plan that fits all. If we all knew...


Do I have enough to retire now?

The beauty of retirement planning is that there is no one plan that fits all. If we all knew...

Financial Planning

Let your ISA Grow

In my opinion, looking for the best cash interest rates possible within an ISA is not using an ISA...


Let your ISA Grow

In my opinion, looking for the best cash interest rates possible within an ISA is not using an ISA...

Financial Planning

Share the love!

Sharing the Marriage Allowance is a bit of an old chestnut but often comes up in conversation during client...


Share the love!

Sharing the Marriage Allowance is a bit of an old chestnut but often comes up in conversation during client...

Financial Planning

Tapered Annual Allowance: Should I make a contribution this tax-year, or should I wait?

The rules on what can be paid into a pension, by a higher earner, changed on 6 April 2020...


Tapered Annual Allowance: Should I make a contribution this tax-year, or should I wait?

The rules on what can be paid into a pension, by a higher earner, changed on 6 April 2020...

Financial Planning

2021 – An Opportunity for Change

Investing whilst listening to your moral compass or considering your ethical preferences has been around for many years.  Friends...


2021 – An Opportunity for Change

Investing whilst listening to your moral compass or considering your ethical preferences has been around for many years.  Friends...