Financial Planning

What is a Power of Attorney?

In short, a Power of Attorney is a legal document that allows someone to make decisions for you, or...


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What is a Power of Attorney?

In short, a Power of Attorney is a legal document that allows someone to make decisions for you, or...

Financial Planning

The taxman’s easy numbers for 2019/20

As the end of the tax year approaches let’s look at some of the nice round numbers that the...


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The taxman’s easy numbers for 2019/20

As the end of the tax year approaches let’s look at some of the nice round numbers that the...

Financial Planning

The secret fees wealth managers, discretionary fund managers, and stockbrokers may be charging

It is a sad fact of investment management that the fees investors pay are inherently opaque. There have been...


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The secret fees wealth managers, discretionary fund managers, and stockbrokers may be charging

It is a sad fact of investment management that the fees investors pay are inherently opaque. There have been...

Financial Planning

Why is service so important?

I have recently needed to purchase a new car, a job that I have previously found to be enjoyable...


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Why is service so important?

I have recently needed to purchase a new car, a job that I have previously found to be enjoyable...

Financial Planning

Using the Tax System to Boost your Investment Returns

If you dread completing a tax return and have only just made your online submission, leaving it to the...


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Using the Tax System to Boost your Investment Returns

If you dread completing a tax return and have only just made your online submission, leaving it to the...

Financial Planning

How can I reduce the cost of long-term care to myself?

Being faced with the prospect of requiring care for yourself or a loved one can be daunting. It is...


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How can I reduce the cost of long-term care to myself?

Being faced with the prospect of requiring care for yourself or a loved one can be daunting. It is...

Financial Planning

Independent vs Restricted

The difference between restricted and independent advice is something I have dealt with regularly in my career. As a...


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Independent vs Restricted

The difference between restricted and independent advice is something I have dealt with regularly in my career. As a...

Financial Planning

2018/19 Tax-year end: What are the things I might want to do?

Maximise pension tax relief: It is possible to get tax relief between 40%-60% if you earn over £46,350. Tax...


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2018/19 Tax-year end: What are the things I might want to do?

Maximise pension tax relief: It is possible to get tax relief between 40%-60% if you earn over £46,350. Tax...

Financial Planning

Brick in the wall

I consider the UK State Pension to be a key component of my clients’ secure income in retirement.  Therefore,...


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Brick in the wall

I consider the UK State Pension to be a key component of my clients’ secure income in retirement.  Therefore,...

Financial Planning

Does how I own my house impact on any long-term care support I may receive?

When looking at Long Term Care or any Later Life financial planning, how your property is owned could have...


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Does how I own my house impact on any long-term care support I may receive?

When looking at Long Term Care or any Later Life financial planning, how your property is owned could have...

Financial Planning

Recent Court case has inheritance tax (IHT) implications for pension transfers

In April 2015 the tax rules were changed to give people greater access to their pensions, and as a...


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Recent Court case has inheritance tax (IHT) implications for pension transfers

In April 2015 the tax rules were changed to give people greater access to their pensions, and as a...

Financial Planning

Was I right to transfer my final salary pension?

The decision to transfer from a final salary pension scheme is significant and irreversible. If you are considering this...


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Was I right to transfer my final salary pension?

The decision to transfer from a final salary pension scheme is significant and irreversible. If you are considering this...