Financial Planning

Does how I own my house impact on any long-term care support I may receive?

When looking at Long Term Care or any Later Life financial planning, how your property is owned could have...


Does how I own my house impact on any long-term care support I may receive?

When looking at Long Term Care or any Later Life financial planning, how your property is owned could have...

Financial Planning

Why use Capital Protection for an Immediate Needs Annuity and what are the advantages and disadvantages of doing so?

Under an Immediate Needs Annuity (INA) an income is paid for life and upon death, the payments would cease...


Why use Capital Protection for an Immediate Needs Annuity and what are the advantages and disadvantages of doing so?

Under an Immediate Needs Annuity (INA) an income is paid for life and upon death, the payments would cease...

Financial Planning

Planning for long-term care

Whether the need is care at home or moving in to residential care there are many areas that require...


Planning for long-term care

Whether the need is care at home or moving in to residential care there are many areas that require...

Financial Planning

Can I use my pension to lend money to my business?

As part of the Government’s response to the coronavirus they have introduced the Bounce Back Loan Scheme (BBLS) to...


Can I use my pension to lend money to my business?

As part of the Government’s response to the coronavirus they have introduced the Bounce Back Loan Scheme (BBLS) to...

Financial Planning

Can I afford to retire?

A question we frequently ask clients is ‘How much do you anticipate you will spend each month, or year,...


Can I afford to retire?

A question we frequently ask clients is ‘How much do you anticipate you will spend each month, or year,...

Financial Planning

Should I save for my children’s (or grandchildren’s) university costs or should they take the student loan?

I have two young children and this question and I have wondered if I should save for their university...


Should I save for my children’s (or grandchildren’s) university costs or should they take the student loan?

I have two young children and this question and I have wondered if I should save for their university...

Financial Planning

Why employers with Group Personal Pensions should reconsider their default assumption that lifestyling to annuity is appropriate

Here I explain the reasons why lifestyling to an annuity may not be appropriate in 2020.


Why employers with Group Personal Pensions should reconsider their default assumption that lifestyling to annuity is appropriate

Here I explain the reasons why lifestyling to an annuity may not be appropriate in 2020.

Financial Planning

Is Flexi-Access Drawdown too good to be true?

For many years it has been possible to take benefits from a pension scheme in a method known as...


Is Flexi-Access Drawdown too good to be true?

For many years it has been possible to take benefits from a pension scheme in a method known as...

Financial Planning

Am I getting the best advice on my defined benefit pension transfer?

There has been a lot of press coverage in June over our regulator (The FCA) clamping down on issues...


Am I getting the best advice on my defined benefit pension transfer?

There has been a lot of press coverage in June over our regulator (The FCA) clamping down on issues...

Financial Planning

Is now a good time to invest in a stocks and shares ISA?

A common question recently has been whether now is a good time to top up my stock and shares...


Is now a good time to invest in a stocks and shares ISA?

A common question recently has been whether now is a good time to top up my stock and shares...

Financial Planning

Lifetime ISA vs Pension

If you are finding that you have excess cash within your monthly budget, there is value in saving this...


Lifetime ISA vs Pension

If you are finding that you have excess cash within your monthly budget, there is value in saving this...

Financial Planning

Wingate shortlisted for the Retirement Adviser of the Year at the Investment Life & Pensions Moneyfacts Awards 2020

We are delighted to be short-listed for the Retirement Adviser of the Year at the Investment Life & Pensions...


Wingate shortlisted for the Retirement Adviser of the Year at the Investment Life & Pensions Moneyfacts Awards 2020

We are delighted to be short-listed for the Retirement Adviser of the Year at the Investment Life & Pensions...