Financial Planning

Independent vs Restricted

The difference between restricted and independent advice is something I have dealt with regularly in my career. As a...


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Independent vs Restricted

The difference between restricted and independent advice is something I have dealt with regularly in my career. As a...

Financial Planning

Brick in the wall

I consider the UK State Pension to be a key component of my clients’ secure income in retirement.  Therefore,...


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Brick in the wall

I consider the UK State Pension to be a key component of my clients’ secure income in retirement.  Therefore,...

Financial Planning

Does how I own my house impact on any long-term care support I may receive?

When looking at Long Term Care or any Later Life financial planning, how your property is owned could have...


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Does how I own my house impact on any long-term care support I may receive?

When looking at Long Term Care or any Later Life financial planning, how your property is owned could have...

Financial Planning

Recent Court case has inheritance tax (IHT) implications for pension transfers

In April 2015 the tax rules were changed to give people greater access to their pensions, and as a...


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Recent Court case has inheritance tax (IHT) implications for pension transfers

In April 2015 the tax rules were changed to give people greater access to their pensions, and as a...

Financial Planning

Was I right to transfer my final salary pension?

The decision to transfer from a final salary pension scheme is significant and irreversible. If you are considering this...


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Was I right to transfer my final salary pension?

The decision to transfer from a final salary pension scheme is significant and irreversible. If you are considering this...

Financial Planning

Professional Adviser Awards 2019 Adviser Firm of the Year – South East

We’re delighted to announce we’ve been shortlisted for the Professional Adviser Awards 2019 in the category of Adviser Firm...


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Professional Adviser Awards 2019 Adviser Firm of the Year – South East

We’re delighted to announce we’ve been shortlisted for the Professional Adviser Awards 2019 in the category of Adviser Firm...

Financial Planning

Wingate: Top 100 Financial Advice firm

We are proud to announce that Wingate have been given the accolade of “Top 100 Adviser” by the FTAdviser...


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Wingate: Top 100 Financial Advice firm

We are proud to announce that Wingate have been given the accolade of “Top 100 Adviser” by the FTAdviser...

Financial Planning

Planning for long-term care

Whether the need is care at home or moving in to residential care there are many areas that require...


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Planning for long-term care

Whether the need is care at home or moving in to residential care there are many areas that require...

Financial Planning

The risks of pension consolidation

Bringing together or consolidating the various pension plans that you have built up over your working life into one...


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The risks of pension consolidation

Bringing together or consolidating the various pension plans that you have built up over your working life into one...

Financial Planning

Combatting inheritance tax (IHT) (2/2): Are your pension nominations up-to-date?

I wrote previously how many people view inheritance tax as the unfairest tax of all.  I explained that a...


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Combatting inheritance tax (IHT) (2/2): Are your pension nominations up-to-date?

I wrote previously how many people view inheritance tax as the unfairest tax of all.  I explained that a...

Financial Planning

Combating inheritance tax (IHT) (1/2): Is your will up-to-date?

Many people view inheritance tax (IHT) as the unfairest tax of all. First of all you are taxed on...


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Combating inheritance tax (IHT) (1/2): Is your will up-to-date?

Many people view inheritance tax (IHT) as the unfairest tax of all. First of all you are taxed on...

Financial Planning

Lifetime gifting: how much can I afford?

According to recent research commissioned by Sanlam UK, almost two-thirds of 25 to 45 year olds expect to receive...


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Lifetime gifting: how much can I afford?

According to recent research commissioned by Sanlam UK, almost two-thirds of 25 to 45 year olds expect to receive...