Attitude to Investment Risk Questionnaire

Personal Preferences in your Investment Strategy

We wish to understand if you have any preferences on the type of investment strategy or funds you would like us to consider when preparing our recommendations. The questions below are designed to help identify any preferences you may have. We will discuss these with you to help identify your reasons for the preferences and explain how they will affect our investment fund recommendations. 

Active or Passive Investing

Passive investing tracks a certain market benchmark, such as the FTSE 100 index, and aims to achieve performance as close to that benchmark’s performance as possible.  The funds will aim to mirror the relevant index (or group of indices) and do not intend to outperform the benchmarks they are tracking.  These funds generally provide diversification across different asset classes and geographical regions by tracking a range of indices.

Active investing is where a fund manager tries to beat the performance of the fund’s target or benchmark.  These funds are where the skill and experience of the managers really come in to play.

Fund Managers have discretion to change the asset type and individual stock selection if they feel this will improve returns. Active investing is more expensive than passive as the fund managers need research analysts and there is a greater level of trading (buying and selling stocks).

5. Other Considerations:

An investors’ objectives do not always include purely economic goals.  All fund managers must adhere to strict rules on how they invest but some clients wish to choose investments that specifically reflect their moral views or religious beliefs.

Socially responsible investing is where individuals choose to avoid investing in firms, they consider may cause harm to people or the planet (e.g. companies who produce or sell addictive substances such as alcohol or tobacco) or only invest in companies or industries they believe will have a positive impact for people or the planet (e.g. companies engaged in social justice or environmental sustainability).

Religious based investing is where individuals invest in accordance with the beliefs and principles of their faith, e.g. Shariah Law.

Many businesses are now acutely aware of the impact of their activities on the environment.  Accessing these types of investments no longer necessarily means that you will be paying higher charges or having to accept lower returns to follow your principles.

Please sign in the below box

Please click on the ‘Submit Form’ button for your completed questionnaire to be sent directly to our team. You should immediately be directed to a new web page which will confirm your questionnaire has been successfully submitted. If you do not get re-directed to this page, please contact us on enquiries@wingatefp.com.